Hidden Title Hazards

Despite all of the expertise that goes into a title search and examination, hidden hazards can emerge after closing, resulting in unpleasant and costly surprises. Some examples of hazards are:

  • Forged signatures on a deed, which would mean no transfer of ownership to you
  • Unknown heirs of a previous owner who are claiming ownership of the property
  • Instruments executed under an expired or fabricated power of attorney
  • Mistakes in public records

Title insurance offers financial protection against these and other covered title hazards. The title insurer will pay for defending against an attack on title as insured and will either perfect the title or pay valid claims.